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Budget top

Top of your budget

This is where you fill in all the gaps. There are extra rows that you can rename to suit yourself in both income and expenses in the left hand column. You can also change row headings if you don't like what's there. Don't panic...the sheet is protected where it counts so you can't go wrong. ***Lets take a moment here. It is important to spend as much time on this part as possible to make sure your year is set up and as accurate as possible. The headings are all in the worksheet, so you just need to go down them one by one gathering your bills and entering them in the correct month when they become due. Do this for all your bills and incomes, then go back over it and check it. The better you do this sheet the less likely it is you will have any nasty surprise bills in the year and the greater your savings will be.***

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